Greylock Federal Offers Assistance to Homebuyers Through FHLBank Boston

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PITTSFIELD, Mass. — Greylock Federal Credit Union has been approved to participate in Federal Home Loan Bank of Boston's homeownership assistance programs, Equity Builder Program and Housing Our Workforce. 
 
Both programs help income-eligible homebuyers who are purchasing one- to four-family homes that will serve as their primary residence.
 
Equity Builder Program (EBP) provides grants to financial institutions to help local first-time homebuyers with down payments and closing costs as well as homebuyer counseling and rehabilitation assistance. Borrowers earning up to 80 percent of the area median income are eligible to receive up to $25,000 in assistance on a first-come, first-served basis. Buyers must complete homebuyer education/counseling.
 
Housing Our Workforce (HOW) enables financial institutions to help local homebuyers earning more than 80 percent and up to 120 percent of the area median income with down payments and closing costs. Borrowers can receive up to $25,000 in assistance on a first-come, first-served basis. Buyers must complete homebuyer education/counseling if they are a first-time homebuyer.
 
"These grant programs are designed to ease some challenges associated with a home purchase, particularly at a time when home prices have risen sharply and are beyond the reach of many individuals and families. We are pleased to participate to help borrowers become homebuyers, while also supporting the financial stability and vitality of our communities," said Tara McCluskey, Greylock's Vice President, Mortgage Originations Manager.
 
Greylock is eligible to reserve up to $250,000 through the EBP and up to $250,0000 through HOW depending on availability of funds in 2025.
 
To learn more about applying for assistance through these programs, contact the Greylock mortgage department at 413-236-412

Tags: Greylock Federal,   

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Berkshire DA, Kids' Place Launch Internet Safety Programming

By Brittany PolitoiBerkshires Staff

PITTSFIELD, Mass. — The Berkshire District Attorney's Office wants to break the silence about virtual child abuse that predators thrive on.

"Silence is the ally of an abuser," District Attorney Timothy Shugrue said.

On Tuesday, Shugrue and the Berkshire County Kids' Place & Violence Prevention Center detailed their newly created internet safety program that was softly rolled out in December.

"When I first took the office, I made a pledge that I wanted to reinstate youth programming, particularly school-based programs offered by the district attorney's office. Today, I'm proud to announce that I fulfilled that pledge," the DA said.

"The District Attorney's Office, in partnership with the Kids' Place, now offers internet safety education not just for children, but also for caregivers as well."

April is Child Abuse Prevention Month, and Shugrue said his office sees an "astronomical" amount of child sex abuse cases that originate on or happen online. He put that down to the Berkshires not being silent when it comes to reporting abuse. 

"We have a lot of reporting of child abuse cases and we have a lot of follow-up with that," he said.

Heather Williamson, program director at Kids' Place, is often asked how to know which children are in danger. Her answer: "All of our kids are on the internet right now. They're all in danger of accessing people that have a harmful nature towards them."  

The educational program was developed by both agencies using the National Center for Missing and Exploited Children's NetSmartz curriculum model. Two facilitators, one from the DA's Office and one from the Kids' Place, travel to schools to meet with students and caregivers across the county.

There will soon be billboards for public awareness.

"As technology rapidly evolves and internet access reaches new highs, our children face greater risks than ever before," Williamson said.

"As professionals, community members, and parents, it is our responsibility to educate, protect, and provide resources to keep children safe. While this topic isn't new, the threats facing children online are more serious than ever."

Other resources, such as Take It Down, a service that allows minors to get sexually explicit material taken off the internet, were highlighted. Shugrue emphasized that the program will hold presentations anywhere it is welcome.

"We would not let our children play outside without first teaching them how to stay safe and ensure that they are supervised. Therefore, we should not allow children to wander the digital world without first providing them with the education they need to stay safe and the supervision they deserve," he said.

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