BRPC Invites Applications to the Home Modification Loan Program

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PITTSFIELD, Mass. — Berkshire Regional Planning Commission (BRPC) invites applications to the Home Modification Loan Program (HMLP). 
 
HMLP is a state-funded no- interest loan program to provide modifications to those in need of accessibility improvements to their homes. Eligible applicants include homeowners and landlords (with fewer than 10 units) with necessary changes needed to their homes to keep disabled or elderly family members in their own homes.
 
Possible modifications include bathroom and kitchen modifications, ramps, stair lifts, platform lifts, sensory/therapy spaces, hard-wired alarm systems, fences, accessory dwelling units, and more. Please note that this is not a home repair program; repairs to roofs, windows, and heating are not eligible. All work must be completed by licensed and insured contractors.
 
For property owners, 0 percent interest loans range between $1,000 and $50,000. No monthly payments are required, with repayment is required when the property is sold or transferred.
 
If you own a manufactured or mobile home, 0 percent interest loans range from $1,000 to $30,000.
 
All applications are subject to HMLP eligibility requirements.
 
For more information,  visit www.cedac.org/hmlp or contact Christie Lewis at clewis@berkshireplanning.org or 413-442-1521 ext. 23.

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Greylock Federal Joining Credit Union Collaborative

By Tammy DanielsiBerkshires Staff
PITTSFIELD, Mass. — Greylock Federal Credit Union is moving some of its back-office operations to a collaborative network but says customers shouldn't see any difference. 
 
This is expected to affect a percentage of employees over the next two years. 
 
"This is a group of credit unions sharing operational resources," said President and CEO John Bissell on Tuesday, adding these include informational technology, areas of lending and quality that are more "business to business" aspects of the credit union's operations. 
 
Greylock will join with three other credit unions in what is called a credit union service organization, or CUSO, which will allow more resources for collaboration and problem-solving. 
 
"I expect that number will grow in the years to come and this CUSO has been operating for 10 years," Bissell said. "We could see it growing to eight."
 
It doesn't mean the credit union is closing or merging with any other entity, he stressed.
 
"The intention is that we want to stay independent," he continued, and by sharing some costs, "over the years, we can invest more into enhancing the member experience. ...
 
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