Williamstown Housing Trust Awards First-Time Homeowner Grant

By Stephen DravisiBerkshires Staff
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WILLIAMSTOWN, Mass. — The trustees of the town's Affordable Housing Trust on Wednesday approved a grant under its DeMayo Mortgage Assistance Program for the first time in more than a year.
 
On a vote of 5-0, the trustees OK'd a $15,000 award to a longtime resident of Pownal, Vt., looking to become a first-time homeowner in Williamstown.
 
A representative of lender Greylock Federal Credit Union told the trustees that the would-be homeowner would have needed help from family to make the purchase happen, but for the grant from the town.
 
"He is looking to retire soon and wants to put down roots in Williamstown," Catherine Squires told the board. "He has grandkids now, and home ownership makes it easier to entertain them. He's very prudent financially, but income wise, it's just not quite there.
 
"With grant funds, we can skip the co-signer and do the whole thing on his own, which would be preferable for him not to get his son involved."
 
The AHT board created the mortgage assistance program in 2014 to help income-eligible first-time home-buyers or individuals who lost their job and were relocating to the town for work.
 
Wednesday's award was the 22nd in the program's history — most at the maximum award level of $15,000.
 
The most recent before this week came in April 2022, one of just a couple of requests that the board saw since the start of the COVID-19 pandemic, which ushered in a rapid rise in the selling prices of homes in town.
 
Prior to March 2020, the Affordable Housing Trust had averaged nearly four grants per year since the first was given in January 2014.
 
Shortly after the pandemic began, the trust created an emergency rental assistance program and an emergency mortgage assistance program in an effort to allow residents to stay in place during the economic turndown.
 
On Wednesday, Squires indicated that the trust may soon start to see more regular applicants for the first-time buyers program.
 
"We have been seeing more activity in Williamstown, so we're being more diligent making sure we attempt to qualify people," she said. "You might see more from us. Hopefully, you'll see more of us this year.
 
"We are doing business in Williamstown but not necessarily for the low- to moderate-income borrowers."
 
At Wednesday's meeting, Treasurer Ruth Harrison reported to her colleagues that the body had $203,548 in its coffers as of May 31. That figure did not include a $1,000 donation that the trust received recently, Harrison said.
 
The donation raised the question of whether gifts to a governmental body, like the trust, are tax deductible. The trustees agreed to pursue an answer to that question so they can have it ready for future donors.
 
The overwhelming majority of the AHT's funding, since its inception, has come from Community Preservation Act funds awarded by the annual town meeting. In May, attendees at the meeting approved a $120,000 transfer of CPA funds to the trust.
 
In other business on Wednesday, the trustees re-elected all of their 2022-23 officers to continue in their roles for the 2024 fiscal year. Andrew Hogeland was re-elected as chair and Daniel Gura will continue to serve as vice chair. Harrison will continue as treasurer, and Kayla Servin remains as secretary.
 
Servin shared an update from a working group of the board that is looking at whether the trust can help low- and moderate-income residents by helping them make their homes more energy efficient.
 
Servin said she and Cheryl Shanks, who did not attend Wednesday's meeting, met with representatives from the town's Carbon Dioxide Lowering Committee, the Berkshire Community Action Council and Berkshire Housing Development Corporation for preliminary talks about how the AHT can offer support for things like installation of solar panels.

Tags: affordable housing trust,   grants,   

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Guest Column: Full Steam Ahead: Bringing Back the Northern Tier Passenger Railroad

by Thomas HuckansGuest Column

You only need a glance outside to see a problem all too familiar to Berkshire county: closing businesses, a shrinking population, and a stunning lack of regional investment.

But 70 years ago, this wasn't an issue. On the North Adams-Boston passenger rail line before the '60s, Berkshires residents could easily go to Boston and back in a day, and the region benefited from economic influx. But as cars supplanted trains, the Northern Tier was terminated, and now only freight trains regularly use the line.

We now have a wonderful opportunity to bring back passenger rail: Bill S.2054, sponsored by state Sen. Jo Comerford (D-Hampshire, Franklin, and Worcester), was passed to study the potential for restoring rail from Boston to North Adams. In the final phase of MassDOT's study, the project is acquiring increased support and momentum. The rail's value cannot be understated: it would serve the Berkshire region, the state, and the environment by reducing traffic congestion, fostering economic growth, and cutting carbon emissions. The best part? All of us can take action to push the project forward.

Importantly, the Northern Tier would combat the inequity in infrastructure investment between eastern and western Massachusetts. For decades, the state has poured money into Boston-area projects. Perhaps the most infamous example is the Big Dig, a car infrastructure investment subject to endless delays, problems, and scandals, sucking up $24.3 billion. Considering the economic stagnation in Western Massachusetts, the disparity couldn't come at a worse time: Berkshire County was the only county in Massachusetts to report an overall population loss in the latest census.

The Northern Tier could rectify that imbalance. During the construction phase alone, 4,000 jobs and $2.3 billion of economic output would be created. After that, the existence of passenger rail would encourage Bostonians to live farther outside the city. Overall, this could lead to a population increase and greater investment in communities nearby stops. In addition to reducing carbon emissions, adding rail travel options could help reduce traffic congestion and noise pollution along Route 2 and the MassPike.

The most viable plan would take under three hours from North Adams to Shelburne Falls, Greenfield, Athol, Gardner, Fitchburg, Porter, and North Station, and would cost just under $1.6 billion.

A common critique of the Northern Tier Rail Restoration is its price tag. However, the project would take advantage of the expansion of federal and state funds, namely through $80 billion the Department of Transportation has to allocate to transportation projects. Moreover, compared to similar rail projects (like the $4 billion planned southern Massachusetts East-West line), the Northern Tier would be remarkably cheap.

One advantage? There's no need to lay new tracks. Aside from certain track upgrades, the major construction for the Northern Tier would be stations and crossings, thus its remarkably short construction phase of two to four years. In comparison, the Hartford line, running from Hartford, Conn., to Springfield spans barely 30 miles, yet cost $750 million.

In contrast, the Northern Tier would stretch over 140 miles for just over double the price.

So what can we do? A key obstacle to the Northern Tier passing through MassDOT is its estimated ridership and projected economic and environmental benefits. All of these metrics are undercounted in the most recent study.

Crucially, many drivers don't use the route that MassDOT assumes in its models as the alternative to the rail line, Route 2. due to its congestion and windy roads. In fact, even as far west as Greenfield, navigation services will recommend drivers take I-90, increasing the vehicle miles traveled and the ensuing carbon footprint.

Seeking to capture the discrepancy, a student-led Northern Tier research team from Williams College has developed and distributed a driving survey, which has already shown more than half of Williams students take the interstate to Boston. Taking the survey is an excellent way to contribute, as all data (which is anonymous) will be sent to MassDOT to factor into their benefit-cost analysis. This link takes you to the 60-second survey.

Another way to help is to spread the word. Talk to local family, friends, and community members, raising awareness of the project's benefits for our region. Attend MassDOT online meetings, and send state legislators and local officials a short letter or email letting them know you support the Northern Tier Passenger Rail Project. If you feel especially motivated, the Williams Northern Tier Research team, in collaboration with the Center for Learning in Action (CLiA), would welcome support.

Living far from the powerbrokers in Boston, it's easy to feel powerless to make positive change for our greater community. But with your support, the Northern Tier Rail can become reality, bringing investment back to Berkshire County, making the world greener, and improving the lives of generations of western Massachusetts residents to come.

Thomas Huckans, class of 2026, is a political science and astronomy major at Williams College, originally from Bloomsburg, Pa.

Survey: This survey records driving patterns from Berkshire county to Boston, specifically route and time. It also captures interest in the restoration of the Northern Tier Passenger Rail. Filling out this survey is a massive help for the cause, and all responses are greatly appreciated. Use this link.

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