No one plans to be involved in a car accident, but knowing what to do in the moments afterward can help protect your safety, your passengers, and your vehicle.

Whether it's a minor fender bender or a more serious collision, staying calm and following a few important steps can make a stressful situation much easier to manage.

1. Check for Injuries First

Your first priority should always be the safety of everyone involved.

Check yourself and your passengers for injuries. If anyone is injured, call 911 immediately. Even if injuries appear minor, it's often best to have emergency responders evaluate the situation.

If you are unable to move safely, remain in your vehicle until help arrives.

2. Move to a Safe Location if Possible

If the accident is minor and the vehicles can be driven safely, move them to the shoulder of the road or another safe location away from traffic.

Turn on your hazard lights to alert other drivers.

If the vehicles cannot be moved safely, remain inside with your seatbelt fastened until emergency personnel arrive.

3. Call the Police

Even in a minor accident, contacting local law enforcement can be beneficial.

A police report provides an official record of the incident that may be important for insurance claims and future documentation.

When speaking with officers, provide factual information about what happened, but avoid speculating about fault.

4. Exchange Information

Gather the following information from all drivers involved:

• Name and contact information
• Driver's license number
• Insurance company and policy number
• Vehicle make, model, and license plate number

It's also helpful to collect contact information from any witnesses who may have seen the accident.

5. Take Photos and Document the Scene

Your smartphone can become one of your most valuable tools after an accident.

Take photographs of: